Proppys

Learn to invest in UK property

Practical guides written for serious UK property investors. From understanding yield to structuring a portfolio, building a knowledge base that improves your deals.

Investment guides (19)

Beginner8 min read

Is buy-to-let still worth it in 2026?

An honest assessment of whether buy-to-let still makes financial sense after Section 24, higher rates, and increased legislative burden.

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Beginner7 min read

How much money do I need to invest in property?

Full breakdown of all upfront costs for a buy-to-let purchase, with a worked example showing the total cash required on a £150,000 property.

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Beginner9 min read

Property vs stocks, REITs, and cash: a balanced comparison

A balanced look at how buy-to-let property compares to index funds, REITs, cash savings, and bonds across liquidity, tax treatment, leverage, and time commitment.

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Beginner7 min read

Gross yield, net yield, and ROI: what the numbers actually mean

Clear definitions and worked calculations for gross yield, net yield, ROI, and cash-on-cash return, with benchmarks by UK region.

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Beginner6 min read

What is below market value (BMV) and how do you verify it?

What below-market-value (BMV) property really means, how it is calculated, how to verify it independently, and where the concept can mislead you.

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Beginner8 min read

Buy-to-let mortgages explained

How buy-to-let mortgages work, what lenders actually assess, interest coverage ratio stress tests, and the key differences between personal and limited company lending.

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Active investor10 min read

How to analyse a property deal step by step

A step-by-step walkthrough of evaluating a real property deal, from yield calculation to go/no-go decision, with a worked example on a £145,000 Sheffield terrace.

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Active investor9 min read

Every cost a landlord must account for

A line-by-line guide to every cost a UK landlord must account for, from mortgage payment to accountancy, with typical figures and step-by-step calculation.

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Active investor9 min read

How to research a UK property investment area

The data sources and research methods serious UK property investors use to assess an area before committing capital, including what to look for and what to avoid.

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Active investor8 min read

Property viewing checklist for investors

What to look for at a property viewing that listing photos will not show, covering structural issues, boiler and electrics, red flags, and the right questions to ask.

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Active investor7 min read

How to make an offer on an investment property

How to negotiate effectively on investment property, including understanding vendor motivation, what cash buyer status gets you, and how to use survey findings.

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Active investor8 min read

The conveyancing process explained for property investors

A clear guide to the legal process from offer accepted to completion, covering solicitors, searches, exchange, and the most common causes of delays and deal failures.

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Active investor8 min read

What is the Modern Method of Auction?

How conditional online auctions work, what the reservation fee really costs you, and how to decide whether an MMoA lot stacks up as an investment.

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Scaling up11 min read

The BRRR strategy: buy, refurbish, refinance, rent

How the BRRR strategy works in practice: buying below market value, refurbishing, refinancing at the improved value, and recycling capital into the next deal.

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Scaling up10 min read

HMO investing: Houses in Multiple Occupation explained

A complete guide to Houses in Multiple Occupation: licensing requirements, Article 4, fire safety obligations, room sizing rules, and whether the yield premium justifies the complexity.

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Scaling up11 min read

Limited company vs personal name: which is right for your portfolio?

The full tax comparison between holding buy-to-let property in a limited company versus personal name, covering Section 24, corporation tax, CGT, and mortgage availability.

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Scaling up8 min read

Bridging loans for property investors

When bridging finance makes sense, how it is priced on a monthly basis, the typical terms and costs, and the risks of getting stuck without a clear exit.

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Scaling up12 min read

UK landlord tax guide: income, capital gains, and SDLT

A complete overview of the tax obligations facing UK landlords in 2026, covering income tax, Section 24, allowable expenses, CGT on disposal, and Making Tax Digital.

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Scaling up10 min read

Building a buy-to-let portfolio: from one property to ten

How to grow beyond your first property: using equity to fund deposits, diversifying by area and type, when to incorporate, and managing the increasing complexity of scale.

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Interactive calculators

Yield Calculator

Calculate gross yield, net yield, monthly cashflow, and cash-on-cash return for any UK property.

Open calculator

Cashflow Calculator

Full line-by-line monthly cashflow breakdown with every landlord cost accounted for.

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SDLT Calculator

Stamp Duty Land Tax for investment properties with full band-by-band breakdown.

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Explore strategies

See live opportunities and data for each investment approach.

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Property investment glossary

60+ terms defined clearly. From Article 4 to void period.

Browse glossary
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