Is buy-to-let still worth it in 2026?
An honest assessment of whether buy-to-let still makes financial sense after Section 24, higher rates, and increased legislative burden.
Practical guides written for serious UK property investors. From understanding yield to structuring a portfolio, building a knowledge base that improves your deals.
An honest assessment of whether buy-to-let still makes financial sense after Section 24, higher rates, and increased legislative burden.
Full breakdown of all upfront costs for a buy-to-let purchase, with a worked example showing the total cash required on a £150,000 property.
A balanced look at how buy-to-let property compares to index funds, REITs, cash savings, and bonds across liquidity, tax treatment, leverage, and time commitment.
Clear definitions and worked calculations for gross yield, net yield, ROI, and cash-on-cash return, with benchmarks by UK region.
What below-market-value (BMV) property really means, how it is calculated, how to verify it independently, and where the concept can mislead you.
How buy-to-let mortgages work, what lenders actually assess, interest coverage ratio stress tests, and the key differences between personal and limited company lending.
A step-by-step walkthrough of evaluating a real property deal, from yield calculation to go/no-go decision, with a worked example on a £145,000 Sheffield terrace.
A line-by-line guide to every cost a UK landlord must account for, from mortgage payment to accountancy, with typical figures and step-by-step calculation.
The data sources and research methods serious UK property investors use to assess an area before committing capital, including what to look for and what to avoid.
What to look for at a property viewing that listing photos will not show, covering structural issues, boiler and electrics, red flags, and the right questions to ask.
How to negotiate effectively on investment property, including understanding vendor motivation, what cash buyer status gets you, and how to use survey findings.
A clear guide to the legal process from offer accepted to completion, covering solicitors, searches, exchange, and the most common causes of delays and deal failures.
How conditional online auctions work, what the reservation fee really costs you, and how to decide whether an MMoA lot stacks up as an investment.
How the BRRR strategy works in practice: buying below market value, refurbishing, refinancing at the improved value, and recycling capital into the next deal.
A complete guide to Houses in Multiple Occupation: licensing requirements, Article 4, fire safety obligations, room sizing rules, and whether the yield premium justifies the complexity.
The full tax comparison between holding buy-to-let property in a limited company versus personal name, covering Section 24, corporation tax, CGT, and mortgage availability.
When bridging finance makes sense, how it is priced on a monthly basis, the typical terms and costs, and the risks of getting stuck without a clear exit.
A complete overview of the tax obligations facing UK landlords in 2026, covering income tax, Section 24, allowable expenses, CGT on disposal, and Making Tax Digital.
How to grow beyond your first property: using equity to fund deposits, diversifying by area and type, when to incorporate, and managing the increasing complexity of scale.
Calculate gross yield, net yield, monthly cashflow, and cash-on-cash return for any UK property.
Open calculatorFull line-by-line monthly cashflow breakdown with every landlord cost accounted for.
Open calculatorStamp Duty Land Tax for investment properties with full band-by-band breakdown.
Open calculatorSee live opportunities and data for each investment approach.
60+ terms defined clearly. From Article 4 to void period.