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CF10Cardiff

City Centre & Cathays

City Centre & Cathays investment guide. Average gross yield 7.4%, landlord's market rental demand.

7.4%avg gross yield
£179kavg sold price (245 sales, 12mo)
Landlord's marketrental demand
Article 4: No· Permitted development applies
Last updated May 2026
Average Gross Yield
7.4%
-0.1% vs Cardiff avg (7.5%)
Average Asking Price
£179,000
high confidence (245 sales)
Est. Monthly Rent
£1,292
2-bed · 3-bed £1,510 · 8.6% yield
Price Per Sq Ft
£265
City avg £270/sqft · 5 below average
Estimated Rent by Bedroom Count
Average asking rent and gross yield per bedroom count in CF10
1-bed
£975
per month
7.8% yield
2-bed
£1,292
per month
8.6% yield
3-bed
£1,510
per month
8.3% yield
4-bed
£2,002
per month
8.1% yield
Ownership mix
CF10 vs UK average · 10,452 dwellings · Source: ONS Census 2021
Landlord-heavy: 49% privately rented (btl) (28pp higher than the UK average of 20%).
Owned outrightNo mortgage on the property
13.0%(UK 32.9%)
-19.9pp vs UK
Owned with mortgageIncluding shared ownership
18.0%(UK 29.7%)
-11.7pp vs UK
Privately rented (BTL)Private landlord or letting agent
48.6%(UK 20.3%)
+28.3pp vs UK
Socially rentedCouncil or housing association
20.4%(UK 17.1%)
+3.3pp vs UK
Black tick = UK average. ONS Census 2021, TS054 (Tenure of household).
Yield by Property Type
Gross yield breakdown across property types in CF10
PropertyData.co.uk
TypeGross YieldAvg PriceAvg Rent/mo
Terraced6.1%£319,000£1,628
Semi-detached6.3%£264,500£1,392
Detached2.9%£1,007,968£2,401
Flat8.8%£166,016£1,212

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Live data for each property type across Cardiff.

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About City Centre & Cathays (CF10, Cardiff)

CF10 attracts property investors seeking strong rental yields in Cardiff's core urban areas. The 7.4% average gross yield, combined with asking prices averaging £179,000, offers accessible entry points for portfolio builders looking at Wales' capital city.

The tenant demographic is predominantly young professionals and students, with particularly strong demand for 2-bedroom properties (8.6% yield). This landlord's market provides reliable occupancy rates, though investors should expect tenant turnover typical of city-centre locations catering to career-starters and university populations.

Investors should carefully assess individual property condition and management requirements, as older Victorian and Edwardian housing stock predominates in these postcodes. Proximity to universities and employment hubs supports demand, but planning restrictions and council policies in central Cardiff warrant thorough due diligence on any potential development or refurbishment plans.

Sold Price Trend - CF10
Average sold price, last 8 quarters
-52.9% over 2 years
Flip Activity - CF10
Same-property resales within 18 months, last 24 months
No flips meeting our 15% uplift threshold recorded in CF10 over the last 24 months.
Planning & Licensing - CF10
Restrictions that affect HMO and buy-to-let investors in this postcode district
Article 4 Direction (HMO)Not in effect
HMOs of up to 6 occupants (C4 use class) can be created without planning permission in this area.
Selective LicensingNot in effect
Additional HMO LicensingNot in effect
Article 4 directions cover parts of Cardiff. The exact street-level coverage varies — confirm with the council before exchanging.
Planning information is for guidance only. Always verify with the local planning authority before purchasing. Data correct as of April 2026.
Nearby Postcodes
Adjacent areas with comparable investment profiles
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